//podcastplus.net/feed/wise-budgeting-with-donna~e38d3003 All your bills are accounted for and up to date this month, next month is just around the corner. How should you prepare for next month.? Sun, 19 Apr 2026 14:22:16 +0000 https://www.buzzsprout.com/775142/3880784-without-a-budget-can-present-a-feeling-of-lostlessness.mp3?blob_id=14702618 In this episode I hope to show you how you have to take a good look at your present situation as you move towards next month and then pick one goal you hope to attain in the upcoming month.  Once that is in place, you have a big gap to cross and that is where I hope to help you and others find the way to build a bridge in phases to get across to the other side and realize your goal. Sat, 23 May 2020 02:00:00 +0000 https://www.buzzsprout.com/775142/3880784-without-a-budget-can-present-a-feeling-of-lostlessness.mp3?blob_id=14702618 https://www.buzzsprout.com/775142/2864290-time-to-plan-your-next-month-s-budget.mp3?blob_id=9883525 In this podcast, I will share just what you need to consider to make your budget work smoother and go further.  The three simple steps you need to plan are: 1. What you expect to bring into your budget next month (income-wise) 2. Your current expenses for the month that must be paid in due date order 3. Your debt, least to most, in due date order and the minimum you MUST pay 4. Other things you need to consider such as food and groceries, If you have any questions or suggestions, feel free to leave me a comment.  Fri, 28 Feb 2020 01:00:00 +0000 https://www.buzzsprout.com/775142/2864290-time-to-plan-your-next-month-s-budget.mp3?blob_id=9883525 https://www.buzzsprout.com/775142/2665081-wise-budgeting-can-make-your-dreams-come-true.mp3?blob_id=8974111 So often we go shopping blindly and see things we just NEED to have in the moment, but really the need is just an impulse of where you are at that particular time.  Using your budget and creating a wish list, setting a value to each wish and priority as to whether is an (S)mall, (M)edium or (L)arge wish and picking one from each category to move into your current Wish House to save for can be more beneficial.   I have noticed that when I plan for a wish, as I get the money sometimes that wish no longer has the meaning it did as when I set it and can then move the money I saved to the next item to help that come true faster.  This time I am elated when I finally have enough set aside to move it into my budget at that time and go out and get whatever it is. Eliminating impulse buying in your life can be a huge game-changer to help you grow and take better charge of your life and happiness.   Wed, 05 Feb 2020 14:00:00 +0000 https://www.buzzsprout.com/775142/2665081-wise-budgeting-can-make-your-dreams-come-true.mp3?blob_id=8974111 https://www.buzzsprout.com/775142/2552524-wise-budgeting-advice-jan-22-2020.mp3?blob_id=8451562 Setting aside one primary checking account just for your monthly expenses and tracking daily is one way to assure you will avoid those deadly bank fees and charges for going over budget.  That is today's subject of the month. Wed, 22 Jan 2020 14:00:00 +0000 https://www.buzzsprout.com/775142/2552524-wise-budgeting-advice-jan-22-2020.mp3?blob_id=8451562 https://www.buzzsprout.com/775142/2363897-getting-ready-for-the-new-year.mp3?blob_id=7644071 With December almost over, and bills paid to date, its time to bundle and review your 2019 budget as you pack it up for tax season.  I now keep seven years of budgets, plus the current one, and notice where the bulk of your spending was.  Mine was in a category called Grocery/Dining Out. I have separated that into two categories - Grocery/Household supplies (under my current expenses for the new month) and Dining Out (under my flexible or true expense category). See where the bulk of the money was spent last year and see how you can tame it in the new year. Behind the main budget sheet in your budget workbook, I suggest having category sheets where you can see just how many times you go grocery/house supply shopping and where, how much you spend, etc.  I will have more on this in next week's podcast. Sat, 28 Dec 2019 15:00:00 +0000 https://www.buzzsprout.com/775142/2363897-getting-ready-for-the-new-year.mp3?blob_id=7644071 https://www.buzzsprout.com/775142/2340074-a-word-on-holiday-spending.mp3?blob_id=7546577 I just want to share a brief word on Holiday spending,  don't worry if you touched the cards this is the year and feel slightly overwhelmed.   Just take a deep breath and declare "You Are Done!"   Then outline the status of your current debt, as a starter to ending the old year and starting fresh a new one. Merry Christmas Folks!  From all of us at Wise Budgeting with Donna. Mon, 23 Dec 2019 16:00:00 +0000 https://www.buzzsprout.com/775142/2340074-a-word-on-holiday-spending.mp3?blob_id=7546577 https://www.buzzsprout.com/775142/2315249-welcome-to-wise-budgeting-with-donna.mp3?blob_id=7445546 For years I struggled financially with debt, and then suddenly I realized I was in a state of being lost and had to get out.  The secret is in managing your money and telling it what to do - not vice versa. The tool that we all need to achieve this is simple - A Budget! I am Donna and want to welcome you to this first welcome podcast as 2019 comes to a close.  I plan to present a weekly podcast in the new year of 2020 to help you through your financial struggles. Budgeting is something we all need to do and diligently be managing it every day.  We need to make time to get results.  Join me in 2020 with my wise budgeting with donna podcasts. Thu, 19 Dec 2019 14:00:00 +0000 https://www.buzzsprout.com/775142/2315249-welcome-to-wise-budgeting-with-donna.mp3?blob_id=7445546