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<title>Vow to Dream</title>
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<description>We're Rachel &amp; Ray, midwest millennials navigating work, relationships, money and where to eat dinner. From our experience, we know how hard it is to dream when it feels like debt and anxiety are controlling your life. Whether you are a millennial, married one or raised one—we’re here to make sure you never stop dreaming.</description>
<pubDate>Tue, 21 Apr 2026 09:11:42 +0000</pubDate>
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<title>015: What were those resolutions again?</title>
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<description>  Rachel and Ray are back after a winter break to talk about new year vibes, resolutions, goals and core desired feelings. Did you set any 2019 resolutions? Do you still remember what they are in February? We're vowing to dream ALL YEAR, not just in the dark, cold days of winter. But hey, if a new year gives you a fresh start and new energy, then leverage it to create action!  </description>
<pubDate>Thu, 07 Feb 2019 12:00:00 +0000</pubDate>
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<title>015: What were those resolutions again?</title>
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<description>  Rachel and Ray are back after a winter break to talk about new year vibes, resolutions, goals and core desired feelings. Did you set any 2019 resolutions? Do you still remember what they are in February? We're vowing to dream ALL YEAR, not just in the dark, cold days of winter. But hey, if a new year gives you a fresh start and new energy, then leverage it to create action!  </description>
<pubDate>Thu, 07 Feb 2019 12:00:00 +0000</pubDate>
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<title>014: What's a budget?</title>
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<description>  Today we're talking about the B word... budgets! Rachel and Ray tried all sorts of budgeting methods (including NOT budgeting) before they finally found something that works for them. In this episode, we're talking about their lightbulb moment, challenges along the way, and walking line-by-line through the categories and methods that work for them. Send your tips and ideas to  hello@vowtodream.com   or @vowtodream on your favorite platform and they'll share them on a future episode!  </description>
<pubDate>Tue, 04 Dec 2018 16:21:17 +0000</pubDate>
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<title>014: What's a budget?</title>
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<description>  Today we're talking about the B word... budgets! Rachel and Ray tried all sorts of budgeting methods (including NOT budgeting) before they finally found something that works for them. In this episode, we're talking about their lightbulb moment, challenges along the way, and walking line-by-line through the categories and methods that work for them. Send your tips and ideas to  hello@vowtodream.com   or @vowtodream on your favorite platform and they'll share them on a future episode!  </description>
<pubDate>Tue, 04 Dec 2018 16:21:17 +0000</pubDate>
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<title>013: Holiday Spending</title>
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<description>  It's the craziest shopping time of the year. How can you navigate gift expectations, keep up with social events, and maybe even travel home for the holidays without totally blowing all the financial progress you made this year? Let's dive in!  </description>
<pubDate>Tue, 27 Nov 2018 12:00:00 +0000</pubDate>
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<title>013: Holiday Spending</title>
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<description>  It's the craziest shopping time of the year. How can you navigate gift expectations, keep up with social events, and maybe even travel home for the holidays without totally blowing all the financial progress you made this year? Let's dive in!  </description>
<pubDate>Tue, 27 Nov 2018 12:00:00 +0000</pubDate>
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<title>012: Who has time to workout, anyway?</title>
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<description>  Raymond joins Rachel at the gym for the first time in four-ish years... so, how'd it go? We're diving into what exercise looks like for us, things we've tried over the years, what keeps us motivated and moving, and how we're keeping healthy over the holidays. We'd love to hear your tips and tricks! Shoot them to us @vowtodream on your favorite platform.   </description>
<pubDate>Tue, 20 Nov 2018 12:00:00 +0000</pubDate>
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<title>012: Who has time to workout, anyway?</title>
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<description>  Raymond joins Rachel at the gym for the first time in four-ish years... so, how'd it go? We're diving into what exercise looks like for us, things we've tried over the years, what keeps us motivated and moving, and how we're keeping healthy over the holidays. We'd love to hear your tips and tricks! Shoot them to us @vowtodream on your favorite platform.   </description>
<pubDate>Tue, 20 Nov 2018 12:00:00 +0000</pubDate>
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<title>011: Changing Seasons</title>
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<description>  Our Halloween decorations are put away, our Christmas decorations are pulled out of the garage... :) October and December are our favorite months, so what is November good for? In today's episode, we discuss our excitement and challenges for this time of the year and a little bit about how we plan to make the next seven weeks great.  </description>
<pubDate>Tue, 06 Nov 2018 12:57:50 +0000</pubDate>
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<title>011: Changing Seasons</title>
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<description>  Our Halloween decorations are put away, our Christmas decorations are pulled out of the garage... :) October and December are our favorite months, so what is November good for? In today's episode, we discuss our excitement and challenges for this time of the year and a little bit about how we plan to make the next seven weeks great.  </description>
<pubDate>Tue, 06 Nov 2018 12:57:50 +0000</pubDate>
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