//podcastplus.net/feed/the-smart-debt-services-podcast~b4489c53 A common sense approach to living debt free. This podcast goes over debt free strategies and highlights the people who use these strategies. Thu, 07 May 2026 08:11:22 +0000 https://anchor.fm/s/9a89414/podcast/play/14867637/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-06-07%2F16e48fc32758eea8ba9302265a9d2f91.m4a It's easy for consumers to pay off debt when they're financially healthy, there are so many options that are out there for them.The question we kept coming back to is how do we help people that are experiencing financial stress.People who have proven in the past their ability and willingness to pay but at this moment they can no longer keep up with the level of payments because of some type of financial shock.We believe in the notion that people are inherently good and they want to make good on their debt.So we came up with a process where we can restructure that debt and restructure the payment to what the consumer can actually afford while helping them rebuild and getting them back on the right path financially.Smart Debt Services has a new loan product designed to help pay off credit card debt balances of $15,000 or more and simplify life. Sun, 07 Jun 2020 19:36:02 +0000 https://anchor.fm/s/9a89414/podcast/play/14867637/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-06-07%2F16e48fc32758eea8ba9302265a9d2f91.m4a https://anchor.fm/s/9a89414/podcast/play/10217610/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-02-06%2F47c0752effe58f31cd9ae5f0d466ea3b.m4a A lot of people don’t understand why they have a perfect payment history but a low score.There are more factors to a credit score then just payment history.I go over the 5 factors that make up a credit score in today’s video. Thu, 06 Feb 2020 23:34:03 +0000 https://anchor.fm/s/9a89414/podcast/play/10217610/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-02-06%2F47c0752effe58f31cd9ae5f0d466ea3b.m4a https://anchor.fm/s/9a89414/podcast/play/9154710/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-05%2F30b2cf18164233a94c80c36dadad74c7.m4a I’m all about the no judgement zone.  Do you. Don’t worry about what other people think. Help others. Be happy.   Text Me: 619-332-1019 Website: https://www.smartdebtservices.com/ Thu, 19 Dec 2019 20:52:50 +0000 https://anchor.fm/s/9a89414/podcast/play/9154710/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-05%2F30b2cf18164233a94c80c36dadad74c7.m4a https://anchor.fm/s/9a89414/podcast/play/9092474/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-05%2F92af2581d2e2728267526808ba2f86db.m4a In today's episode of Smart Debt Daily, I go over new articles in the news about credit card debt.  I also answer some FAQ's and then forget to go over a clients situation.  (I'll do that next episode!)  Text Me: 619-332-1019 Thu, 19 Dec 2019 00:00:00 +0000 https://anchor.fm/s/9a89414/podcast/play/9092474/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-05%2F92af2581d2e2728267526808ba2f86db.m4a https://anchor.fm/s/9a89414/podcast/play/9092371/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-05%2F7355dcb868490fd1266720de7c934eb9.m4a In the 3rd episode of the Smart Debt Daily, I go over following the chosen debt free strategy and why it is an important step for success when paying off credit card debt.   Need help? Fill out a quick form to speak with us - https://smartdebtservices.com/landing Wed, 18 Dec 2019 23:00:00 +0000 https://anchor.fm/s/9a89414/podcast/play/9092371/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-05%2F7355dcb868490fd1266720de7c934eb9.m4a https://anchor.fm/s/9a89414/podcast/play/9091893/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-05%2F224ffae9498dea502ee07717b84ee9c9.m4a In the second episode of the Smart Debt Daily, I go over Step 2 of our 3 step process at Smart Debt Services.   Picking a debt free strategy.  After completing Step 1, you will now be picking the debt free strategy.  I explain what to look for in this podcast.  __________________________________________________________  Text Me: 619-332-1019 Wed, 18 Dec 2019 20:54:08 +0000 https://anchor.fm/s/9a89414/podcast/play/9091893/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-05%2F224ffae9498dea502ee07717b84ee9c9.m4a https://anchor.fm/s/9a89414/podcast/play/8972342/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-04%2F89ee9c7d71c43f1c372717329b0141f5.m4a This is the premiere of Smart Debt Daily from Smart Debt Services.  After uploading a bunch of FAQ's and other content.  This show will be the pillar piece of content for SDS. We will be go over customers stories, answering FAQ's and other topics revolving around personal finance and becoming debt free.  We go over a simple way of understanding your monthly cash flow in this episode.  To some it may sound simple but I talk to numerous people that do not know where to start when it comes to pay off their debt.Cash Flow Calculator - https://smartdebtservices.com/cash_flow_calculator/ Thu, 12 Dec 2019 21:50:07 +0000 https://anchor.fm/s/9a89414/podcast/play/8972342/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-04%2F89ee9c7d71c43f1c372717329b0141f5.m4a https://anchor.fm/s/9a89414/podcast/play/8953357/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-04%2Fc07bfd8497cb60a2871f642192695638.m4a In this episode we answer a bunch of questions on acceptable debt you can use the debt settlement strategy on.  Text me at 619-332-1019 with any of your questions and Ill answer them on an upcoming episode of FAQ Everyday. Thu, 12 Dec 2019 00:10:46 +0000 https://anchor.fm/s/9a89414/podcast/play/8953357/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-04%2Fc07bfd8497cb60a2871f642192695638.m4a https://anchor.fm/s/9a89414/podcast/play/8858255/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-04%2F11c4996a5c91961fb310cbff4e881149.m4a In today's video we answer more on debt settlement. 1. How will debt settlement affect my credit? 2. What if I have a co-applicant or authorized user on my credit card account? 3. What about interest and fees on my credit card account after enrolling? 4. Will my spouse be enrolled into the program with me? 5. How do you calculate the debt settlement program payment? 6. Can you pay extra over the monthly program payment? Sat, 07 Dec 2019 01:01:52 +0000 https://anchor.fm/s/9a89414/podcast/play/8858255/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-04%2F11c4996a5c91961fb310cbff4e881149.m4a https://anchor.fm/s/9a89414/podcast/play/8837545/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-04%2Ffa2172d0d79e062be2ac0cbe4cc3c732.m4a In this episode Andy goes over how to start looking at your monthly cash flow. Fri, 06 Dec 2019 00:23:47 +0000 https://anchor.fm/s/9a89414/podcast/play/8837545/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2020-03-04%2Ffa2172d0d79e062be2ac0cbe4cc3c732.m4a