//podcastplus.net/feed/the-money-and-meaning-show~dd37d096 Join Jeff Bernier, CFP®, ChFC, CFS for quick insights and meaningful conversations with experienced professionals in wealth management, psychology, and personal development to help you navigate your path to a purposeful retirement. Wed, 05 Aug 2026 22:02:38 +0000 https://mcdn.podbean.com/mf/web/qxdydcgsw7dwe23b/M_M_-_Rob_Hoxton_-_AUDIO_V1awu81.mp3 In this episode of Money & Meaning, host Jeff Bernier welcomes Rob Hoxton, founder of Hoxton Planning & Management and host of the Last Paycheck podcast. Rob shares his journey from aspiring minister to financial planner, exploring how life experiences shaped his unique approach to wealth management. They examine the evolving role of financial advisors, the impact of AI, and how to define a meaningful retirement. The conversation offers a compelling look at purpose-driven financial planning, multi-generational firm growth, and Rob’s vision for making a difference in underserved communities. Topics covered: ● Rob Hoxton’s path from ministry to financial planning ● The philosophy behind Grow Greener and Think Ahead ● Defining “live rich vs. die rich” in financial planning ● Experience at Goldman Sachs and returning to independence ● Working with his son and building a multi-generational firm ● The future of financial planning with AI and technology ● Using AI tool... Fri, 10 Oct 2025 20:36:34 +0000 https://mcdn.podbean.com/mf/web/qxdydcgsw7dwe23b/M_M_-_Rob_Hoxton_-_AUDIO_V1awu81.mp3 https://mcdn.podbean.com/mf/web/n39qvma8x66rykbv/M_M_-_S8E13_Perspectives_Sept_2025_-_AUDIO_V1a0ygk.mp3 In this Perspectives episode of Money & Meaning, host Jeff Bernier explores key year-end tax planning strategies shaped by recent legislation. He breaks down thresholds, deductions, and opportunities to optimize charitable giving—particularly through donor-advised funds and gifting appreciated securities. Jeff also covers how Roth conversions and qualified charitable distributions can be integrated into a comprehensive strategy aligned with both financial goals and personal values.   Topics covered: Overview of the “One Big Beautiful Bill Act” and its impact on taxpayers Importance of year-end tax planning under new legislation Higher standard deduction and changes to itemized deductions Adjusted income thresholds that affect Medicare premiums and deductions Expansion and phase-out of SALT (State and Local Tax) deductions Charitable gifting strategies using appreciated securities Tax benefits of donor-advised funds for bunching donations Qualified charitable distributions (QC... Tue, 30 Sep 2025 17:45:00 +0000 https://mcdn.podbean.com/mf/web/n39qvma8x66rykbv/M_M_-_S8E13_Perspectives_Sept_2025_-_AUDIO_V1a0ygk.mp3 https://mcdn.podbean.com/mf/web/anqe9rtbz9c3e5gd/money_meaning_May_2024bklhq.mp3 Join Host Jeff Bernier and Guest Ryan Frederick , founder of the Here movement, as they delve into the importance of place planning and healthy longevity. From personal journeys to proactive wealth management, this episode offers insights into living a fulfilling second half of life. Here is a movement to reshape how we live by helping people better understand the importance of place and by creating tools and frameworks for individuals to make more informed decisions about where to call home.  According to Ryan, Where You Live Matters. Where you live is much more than a physical place. It is one of the most important decisions you make. It shapes your purpose, relationships, health, financial wellbeing and more. Topics Covered: Introduction to holistic wealth management Ryan's journey from Silicon Valley to thought leader in healthy longevity Aligning spirituality and purpose in life Balancing present enjoyment with future preparation The impact of place on well-being and aging R... Wed, 29 May 2024 16:09:41 +0000 https://mcdn.podbean.com/mf/web/anqe9rtbz9c3e5gd/money_meaning_May_2024bklhq.mp3 https://mcdn.podbean.com/mf/web/7gdkz8/121423_MONEYMEANING_AUDIOap3e3.mp3 In this special year-end episode of The Money & Meaning Show , host Jeff Bernier delves into the theme of positivity and optimism. Despite the challenges and negativity that often dominate the headlines and social media, Jeff presents a data-driven perspective on the progress humanity has made in various aspects of life. Drawing from historical and contemporary data, he shares insights on economic growth, poverty reduction, increased life expectancy, and more. Jeff encourages listeners to adopt a rational optimism mindset and reflects on how focusing on the positive can inspire personal growth and a sense of purpose. This episode serves as a refreshing reminder to appreciate the progress we've made and look forward to the opportunities that lie ahead in 2024. Tue, 19 Dec 2023 15:13:22 +0000 https://mcdn.podbean.com/mf/web/7gdkz8/121423_MONEYMEANING_AUDIOap3e3.mp3 https://mcdn.podbean.com/mf/web/p8nfg2/DECEMBER_22_SHOW_AUDIObelql.mp3 Are you in the middle or late stages of your career and struggling with "what's next"?   In today's episode, host Jeff Bernier, CFP, ChFC, CFS welcomes special guest Dick Gygi . Dick has an impressive resume having served as a President of a number of consumer products companies for over 40 years, most recently as the President of PlusMark, a subsidiary of American Greetings. But, what's more impressive is all that he has been able to accomplish since retiring in 2001.    In the episode, Dick shares life stories that have greatly impacted who he is and led him to create significance in his second half. Dick served as a Master Coach with the Halftime Institute and continues to advise entrepreneurs through FUEL for Good, LLC. He shares some of the advice he gives when coaching mid to late career professionals on how to create meaning in retirement.   Interested in learning more on this topic? Check out Jeff Bernier's latest release which looks into both the head and heart decisions inv... Wed, 21 Dec 2022 15:22:24 +0000 https://mcdn.podbean.com/mf/web/p8nfg2/DECEMBER_22_SHOW_AUDIObelql.mp3 https://mcdn.podbean.com/mf/web/tkcjn3/72622_Money_Meaning8h5ax.mp3 In today's episode, Jeff discusses a potpourri of topics related to bonds and the current market environment: the role of bonds in portfolios possibility of higher correlations between stocks and bonds shares views on a currently popular question:  Is the 60/40 portfolio dead?  With so many articles out there about these topics, Jeff tries to simplify and summarize for listeners and provides his takeaways. Wed, 03 Aug 2022 15:24:31 +0000 https://mcdn.podbean.com/mf/web/tkcjn3/72622_Money_Meaning8h5ax.mp3 https://mcdn.podbean.com/mf/web/ar7hdz/32322-Money_Meaningb0cyx.mp3 Some believe the feeling of financial confidence or the benefits of a financial planner can only apply to the later phases of life. In today's episode, Jeff welcomes Wealth Advisor Mona Fahmy, MBA, CFS, AIF to the show. Mona discusses the process of engaging a financial planner, what to expect, and common financial struggles she sees. They touch on the many ways a financial advisor can help a person in all stages of life but specifically those in their 40s who are feeling strained in balancing a successful career, a growing family, and financial goals. Jeff describes the metamorphosis he often sees of a client on their journey once they have a plan and understand their choices to a sense of freedom. Wed, 30 Mar 2022 17:46:20 +0000 https://mcdn.podbean.com/mf/web/ar7hdz/32322-Money_Meaningb0cyx.mp3 https://mcdn.podbean.com/mf/web/8ie97t/Money_and_Meaning_Hulstrombsob9.mp3 A behind the scenes glimpse of investment planning topics you might hear covered while listening in to an Investment Committee meeting. Join Jeff as he welcomes special guest David Hulstrom, MBA, CFP, CFA, ChFC, CAIA, CPWA, CIMA, co-founder and chief investment officer of Financial Architects. David is a thought leader in the wealth management industry and serves as a consultant to many firms' investment committees. Included in the discussion are topics such as expected returns, risk tolerance, diversification, equity risk premium, forecasting, factors, frame of reference risk, what to keep in mind when constructing a retirement income portfolio, and why you should "save like a pessimist and invest like an optimist" as Morgan Housel says. Thu, 11 Feb 2021 20:53:42 +0000 https://mcdn.podbean.com/mf/web/8ie97t/Money_and_Meaning_Hulstrombsob9.mp3