//podcastplus.net/feed/communities-of-innovation-an-icba-podcast~4e568a29 Independent Banker: A Community Banking Podcast from ICBA (formerly Communities ofInnovation) is inspired by countless conversations with community bankers. Each episode, yourhost, ICBA Chief Innovation Officer Charles Potts, speaks candidly with community bankingleaders of all levels to glean actionable insights and inspiration on everything from managingtalent and advocacy to the demands of the ever-shifting financial technology landscape. Thu, 28 May 2026 06:36:08 +0000 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Rebeca_Moreno_Rainey_2024_final.mp3?dest-id=3027881 We’ve seen a lot of shifts and change this year—the continued uptick in check fraud, the election, credit union acquisitions, etc.—but we community bankers are as steadfast, scrappy and resilient as ever. In fact, we show no signs of slowing down. According to Rebeca Romero Rainey, ICBA president and CEO, we’ve had a very successful year for ICBA’s advocacy and grassroots efforts.   Take the Consumer Financial Protection Bureau’s Section 1033, for example, where ICBA helped secure an exemption for community banks under $850 million. “What this this exemption tells me is that we've been very effective and have been heard that the challenges for some of our smaller institutions when it comes to working, for example, with the corporate service providers and being able to provide these solutions with while not completely increasing the cost to do is an incredible challenge,” says Romero Rainey. “It's an example of what we've been able to achieve over the years.”   ICBA’s pushback... Mon, 23 Dec 2024 16:27:00 +0000 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Rebeca_Moreno_Rainey_2024_final.mp3?dest-id=3027881 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Rebeca_Moreno_Rainey_2024_final.mp3?dest-id=3027881 We’ve seen a lot of shifts and change this year—the continued uptick in check fraud, the election, credit union acquisitions, etc.—but we community bankers are as steadfast, scrappy and resilient as ever. In fact, we show no signs of slowing down. According to Rebeca Romero Rainey, ICBA president and CEO, we’ve had a very successful year for ICBA’s advocacy and grassroots efforts.   Take the Consumer Financial Protection Bureau’s Section 1033, for example, where ICBA helped secure an exemption for community banks under $850 million. “What this this exemption tells me is that we've been very effective and have been heard that the challenges for some of our smaller institutions when it comes to working, for example, with the corporate service providers and being able to provide these solutions with while not completely increasing the cost to do is an incredible challenge,” says Romero Rainey. “It's an example of what we've been able to achieve over the years.”   ICBA’s pushback... Mon, 23 Dec 2024 16:27:00 +0000 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Rebeca_Moreno_Rainey_2024_final.mp3?dest-id=3027881 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_Podcast_with_Kausar_Kenning_final.mp3?dest-id=3027881 As the holidays approach, it’s time to stay even more vigilant against fraud. That’s because fraudsters are more likely to seek out vulnerable, lonely or busy people at the end of the year. How can community bankers get ahead of year-end fraud and raise awareness among consumers?   “I think that's the responsibility of community banks,” says Kausar Kenning, global head of payment systems intelligence for VISA. “Make sure that you're taking all those safety precautions, make sure that you're being proactive in your effort, and you're helping to prevent it from before it even begins.”   As Kenning points out, proactivity is key to fraud prevention. She and host Charles Potts talk about the latest scams, why fraud increases toward the end of the year, and how community banks can fight it.   This episode is sponsored by  FIS , VISA and ICBA Payments.   Links ICBA Payments provides products and services to help mitigate fraud loss. Learn more about its Fraud Loss Protectio... Fri, 08 Nov 2024 18:19:00 +0000 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_Podcast_with_Kausar_Kenning_final.mp3?dest-id=3027881 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_Podcast_with_Kausar_Kenning_final.mp3?dest-id=3027881 As the holidays approach, it’s time to stay even more vigilant against fraud. That’s because fraudsters are more likely to seek out vulnerable, lonely or busy people at the end of the year. How can community bankers get ahead of year-end fraud and raise awareness among consumers?   “I think that's the responsibility of community banks,” says Kausar Kenning, global head of payment systems intelligence for VISA. “Make sure that you're taking all those safety precautions, make sure that you're being proactive in your effort, and you're helping to prevent it from before it even begins.”   As Kenning points out, proactivity is key to fraud prevention. She and host Charles Potts talk about the latest scams, why fraud increases toward the end of the year, and how community banks can fight it.   This episode is sponsored by  FIS , VISA and ICBA Payments.   Links ICBA Payments provides products and services to help mitigate fraud loss. Learn more about its Fraud Loss Protectio... Fri, 08 Nov 2024 18:19:00 +0000 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_Podcast_with_Kausar_Kenning_final.mp3?dest-id=3027881 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Stephanie_Gambill_and_Alexander_Price_final.mp3?dest-id=3027881 Mon, 02 Sep 2024 05:00:00 +0000 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Stephanie_Gambill_and_Alexander_Price_final.mp3?dest-id=3027881 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Stephanie_Gambill_and_Alexander_Price_final.mp3?dest-id=3027881 Mon, 02 Sep 2024 05:00:00 +0000 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Stephanie_Gambill_and_Alexander_Price_final.mp3?dest-id=3027881 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_Podcast_Check_Fraud_final.mp3?dest-id=3027881 Check fraud isn’t new, but it has re-emerged as an appealing way for fraudsters to target community banks and their customers. That’s why ICBA has brought check fraud to the forefront of its conversation with its members, to discuss the ways they can band together to solve this issue.   “The one advantage that we have—which is a really, really strong advantage—is that we have an incredibly dedicated and engaged membership of folks who are working on the frontlines of check fraud, and who understand the problem, and who are ready to really roll up their sleeves and dive in and tackle the challenge head on,” says Scott Anchin, VP, operational risk and payments policy at ICBA.   Anchin and David Long, Bryant Bank’s executive vice president, correspondent banking/capital markets, join host Charles Potts to showcase the efforts of bankers and ICBA alike and why ICBA’s new check fraud guide can help fight this alarming epidemic.   This episode is sponsored by  FIS .   Links... Mon, 24 Jun 2024 05:01:00 +0000 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_Podcast_Check_Fraud_final.mp3?dest-id=3027881 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_Podcast_Check_Fraud_final.mp3?dest-id=3027881 Check fraud isn’t new, but it has re-emerged as an appealing way for fraudsters to target community banks and their customers. That’s why ICBA has brought check fraud to the forefront of its conversation with its members, to discuss the ways they can band together to solve this issue.   “The one advantage that we have—which is a really, really strong advantage—is that we have an incredibly dedicated and engaged membership of folks who are working on the frontlines of check fraud, and who understand the problem, and who are ready to really roll up their sleeves and dive in and tackle the challenge head on,” says Scott Anchin, VP, operational risk and payments policy at ICBA.   Anchin and David Long, Bryant Bank’s executive vice president, correspondent banking/capital markets, join host Charles Potts to showcase the efforts of bankers and ICBA alike and why ICBA’s new check fraud guide can help fight this alarming epidemic.   This episode is sponsored by  FIS .   Links... Mon, 24 Jun 2024 05:01:00 +0000 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_Podcast_Check_Fraud_final.mp3?dest-id=3027881 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Allan_Rayson_and_Saroop_Bharwani_final.mp3?dest-id=3027881 As technology and customer expectations change, fintechs must adapt and pivot to meet the needs of the community banks they work with. Whatever community banks are looking for—streamlining data collection, cutting down operation costs, etc.—there should be a fintech stepping up to provide a solution. But that means they must know exactly what  the community bank customer desires.   “The majority of the conversations that I am having on this topic is a function of helping that fintech founder connect the products, which are usually amazing, to real, tangible, deep balance sheet and P&L and outcomes,” says Allan Rayson, founder and CEO of Finov8r Consulting.   So what do those fintechs need to know or adjust to serve the industry? Rayson and Saroop Bharwani, CEO and founder of Senso.ai, join Charles Potts to discuss how fintechs can accelerate community banks’ digital transformation.   This episode is sponsored by  FIS . Fri, 17 May 2024 05:01:00 +0000 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Allan_Rayson_and_Saroop_Bharwani_final.mp3?dest-id=3027881 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Allan_Rayson_and_Saroop_Bharwani_final.mp3?dest-id=3027881 As technology and customer expectations change, fintechs must adapt and pivot to meet the needs of the community banks they work with. Whatever community banks are looking for—streamlining data collection, cutting down operation costs, etc.—there should be a fintech stepping up to provide a solution. But that means they must know exactly what  the community bank customer desires.   “The majority of the conversations that I am having on this topic is a function of helping that fintech founder connect the products, which are usually amazing, to real, tangible, deep balance sheet and P&L and outcomes,” says Allan Rayson, founder and CEO of Finov8r Consulting.   So what do those fintechs need to know or adjust to serve the industry? Rayson and Saroop Bharwani, CEO and founder of Senso.ai, join Charles Potts to discuss how fintechs can accelerate community banks’ digital transformation.   This episode is sponsored by  FIS . Fri, 17 May 2024 05:01:00 +0000 https://traffic.libsyn.com/secure/communitiesofinnovation/Independent_Banker_with_Allan_Rayson_and_Saroop_Bharwani_final.mp3?dest-id=3027881